retirement success

IRA Contributions are Low

According to a study released in January 2017 by the Investment Company Institute (ICI),the majority of US households do not contribute” to IRAs (individual retirement accounts).

Financial Literacy: Self-Perceptions vs Behavior

In July 2016, FINRA released the results of the most recent National Financial Capability Study, and the findings were not good. FINRA, the Financial Industry Regulatory Authority, regulates the financial-services industry.  

Monte Carlo? Or Sensitivity Analysis?

Retirees need to face the dilemma of having to project 20 or 30 or more years ahead. How does someone assess the future with all of its unknowns, including inflation, taxes, health, longevity and, of course, the uncertainty of the financial markets themselves? 

Saving for Retirement is a Common Source of Stress

A new survey released August, 2016 by Schwab Retirement Plan Services Inc. highlights how saving enough money for a comfortable retirement is, in fact, the most common “financial stress inducer” for people of all ages, even millennials.

Bulls and Bears

If you have a long investment horizon and your goal is to accumulate wealth, moving out of the market in anticipation of a decline is not a good strategy. Why? Only hindsight can tell you whether you are making a good decision.

Is SHE Worth a Look?

Does gender matter in business? Institutional investors are starting to think so.

National Financial Capability Study Released Today

This afternoon, the FINRA Investor Education Foundation and GFLEC are releasing the results of the 2015 National Financial Capability Study (NFCS). The NFCS is an ongoing, multi-year project aimed at monitoring and better understanding financial capability in America. 

Be sure to read Social Security's post on the new laws for claiming retirement benefits

Be sure to read this blog post from Social Security's website (posted Monday, March 14, 2016) on the new laws for claiming retirement benefits:

Questions about Social Security & Medicare? Start with government resources

I’ve received a number of letters asking for help with Social Security and Medicare questions. While there are many sources of information on the topic, it’s always best to start with official government sources.

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