achieve a successful retirement

Monte Carlo? Or Sensitivity Analysis?

Retirees need to face the dilemma of having to project 20 or 30 or more years ahead. How does someone assess the future with all of its unknowns, including inflation, taxes, health, longevity and, of course, the uncertainty of the financial markets themselves? 

National Financial Capability Study Released Today

This afternoon, the FINRA Investor Education Foundation and GFLEC are releasing the results of the 2015 National Financial Capability Study (NFCS). The NFCS is an ongoing, multi-year project aimed at monitoring and better understanding financial capability in America. 

Retirees' biggest regret

Studies tell us that retirees regret not saving enough -- and not starting to invest early enough. 

What is safe?

Before "Mary and Bob" retired, they were investing in stock-market mutual funds through their 401(k) plans at work and doing quite nicely. Then, when the financial crisis hit in 2008, they sold their stock funds. 

“We were scared,” explained Mary.  “We wanted our money to be safe.”

Upcoming Event (October 1, 2015) in Stamford, CT: "What's going on in the stock market and what you should do about it."

Current market volatility has to raise concerns and questions for anyone investing for retirement. I am giving a talk on the subject in a few weeks (Thursday Oct.1, 2015). Norwalk Community College President, David Levinson, will open the event.  Donations of $25 are suggested.  Proceeds will benefit the Norwalk Community College Foundation.   

How do you find a good actuary for a cash balance plan?


If you want to start a cash balance plan for your business, you'll need an actuary. 

Where do you find one?  I'm a fan of looking for experts by searching for content - that is, who is the expert who published articles on the subject?   Once you find some names, start calling to do some interviews.    

The Cash Balance Plan

Doctors, lawyers, dentists, accountants, and other professionals -- are you maximizing your ability to a) lower taxes and b) build retirement savings?    

Is the plan in place for your retirement money?

Do you have a plan in place to handle your IRA and other tax-deferred retirement accounts after you retire? 

In a recent survey, Pentegra Retirement Services of White Plains, NY found large knowledge gaps on the basics of making withdrawals from retirement plans.

Only a small minority of those surveyed were “very familiar” with how to make this happen.

Syndicate content
Website Design For Financial Services Professionals | Copyright 2018 All rights reserved