IRA Contributions are Low

According to a study released in January 2017 by the Investment Company Institute (ICI),the majority of US households do not contribute” to IRAs (individual retirement accounts).

Consistency pays off

Just released as an issue brief by EBRI is a study of 401(k) account balances from an important market period — just before the financial crisis (2007) through the end of 2013. EBRI, the Employee Benefit Research Institute (ebri.org), is a nonprofit founded in 1978 to provide research relating to employee benefit plans.

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